Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 12058 (Earlton, NY)

Credit Card Debt in 12058

^ Average credit card debt in 12058 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12058

^ Based on overall New York data, the credit card delinquency rate in Earlton is approximately 0.59%. [2]

Credit Scores in 12058

^ The average credit score in Earlton is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 12058

Credit Card Debt in 12058


  • 12058 Credit Card Debt
    • The estimated average credit card debt for 12058 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12058


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


12058 Credit Scores


  • Credit Scores in 12058
    • Residents of 12058 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12058 (Earlton, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12058 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12058 [4]
    • 12058 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about New York

About 12058

12058 is associated with the city of Earlton, which is located in Greene County in the state of New York. [6]

NY Credit Cards

12058 Credit Cards

For more information about 12058 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York


Go

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau