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Comprehensive Local Credit Card Guide

Credit Cards in 12150 (Rotterdam Junction, NY)

Credit Card Debt in 12150

^ Average credit card debt in 12150 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12150

^ Based on overall New York data, the credit card delinquency rate in Rotterdam Junction is approximately 0.59%. [2]

Credit Scores in 12150

^ The average credit score in Rotterdam Junction is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 12150

Credit Card Debt in 12150


  • 12150 Credit Card Debt
    • The estimated average credit card debt for 12150 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12150


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12150 Credit Scores


  • Credit Scores in 12150
    • Residents of 12150 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12150 (Rotterdam Junction, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12150 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12150 [4]
    • 12150 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About 12150

12150 is associated with the city of Rotterdam Junction, which is located in Schenectady County in the state of New York. [6]

NY Credit Cards

12150 Credit Cards

For more information about 12150 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau