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Comprehensive Local Credit Card Guide

Credit Cards in 12205 (Albany, NY)

Credit Card Debt in 12205

^ Average credit card debt in 12205 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12205

^ Based on overall New York data, the credit card delinquency rate in Albany is approximately 0.59%. [2]

Credit Scores in 12205

^ The average credit score in Albany is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 12205

Credit Card Debt in 12205


  • 12205 Credit Card Debt
    • The estimated average credit card debt for 12205 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12205


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12205 Credit Scores


  • Credit Scores in 12205
    • Residents of 12205 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12205 (Albany, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12205 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12205 [4]
    • 12205 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About 12205

12205 is associated with the city of Albany, which is located in Albany County in the state of New York. [6]

NY Credit Cards

12205 Credit Cards

For more information about 12205 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau