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Comprehensive Local Credit Card Guide

Credit Cards in 12345 (Schenectady, NY)

Credit Card Debt in 12345

^ Average credit card debt in 12345 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12345

^ Based on overall New York data, the credit card delinquency rate in Schenectady is approximately 0.59%. [2]

Credit Scores in 12345

^ The average credit score in Schenectady is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 12345

Credit Card Debt in 12345


  • 12345 Credit Card Debt
    • The estimated average credit card debt for 12345 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12345


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12345 Credit Scores


  • Credit Scores in 12345
    • Residents of 12345 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12345 (Schenectady, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12345 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12345 [4]
    • 12345 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About 12345

12345 is associated with the city of Schenectady, which is located in Schenectady County in the state of New York. [6]

NY Credit Cards

12345 Credit Cards

For more information about 12345 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau