Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 12427 (Elka Park, NY)

Credit Card Debt in 12427

^ Average credit card debt in 12427 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12427

^ Based on overall New York data, the credit card delinquency rate in Elka Park is approximately 0.59%. [2]

Credit Scores in 12427

^ The average credit score in Elka Park is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 12427

Credit Card Debt in 12427


  • 12427 Credit Card Debt
    • The estimated average credit card debt for 12427 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12427


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


12427 Credit Scores


  • Credit Scores in 12427
    • Residents of 12427 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12427 (Elka Park, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12427 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12427 [4]
    • 12427 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about New York

About 12427

12427 is associated with the city of Elka Park, which is located in Greene County in the state of New York. [6]

NY Credit Cards

12427 Credit Cards

For more information about 12427 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New York


Go

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau