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Comprehensive Local Credit Card Guide

Credit Cards in 12493 (West Park, NY)

Credit Card Debt in 12493

^ Average credit card debt in 12493 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12493

^ Based on overall New York data, the credit card delinquency rate in West Park is approximately 0.59%. [2]

Credit Scores in 12493

^ The average credit score in West Park is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 12493

Credit Card Debt in 12493


  • 12493 Credit Card Debt
    • The estimated average credit card debt for 12493 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12493


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12493 Credit Scores


  • Credit Scores in 12493
    • Residents of 12493 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12493 (West Park, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12493 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12493 [4]
    • 12493 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About 12493

12493 is associated with the city of West Park, which is located in Ulster County in the state of New York. [6]

NY Credit Cards

12493 Credit Cards

For more information about 12493 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau