Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 12581 (Stanfordville, NY)

Credit Card Debt in 12581

^ Average credit card debt in 12581 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12581

^ Based on overall New York data, the credit card delinquency rate in Stanfordville is approximately 0.59%. [2]

Credit Scores in 12581

^ The average credit score in Stanfordville is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 12581

Credit Card Debt in 12581


  • 12581 Credit Card Debt
    • The estimated average credit card debt for 12581 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12581


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


12581 Credit Scores


  • Credit Scores in 12581
    • Residents of 12581 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12581 (Stanfordville, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12581 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12581 [4]
    • 12581 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about New York

About 12581

12581 is associated with the city of Stanfordville, which is located in Dutchess County in the state of New York. [6]

NY Credit Cards

12581 Credit Cards

For more information about 12581 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New York


Go

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau