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Comprehensive Local Credit Card Guide

Credit Cards in 12823 (Cossayuna, NY)

Credit Card Debt in 12823

^ Average credit card debt in 12823 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12823

^ Based on overall New York data, the credit card delinquency rate in Cossayuna is approximately 0.59%. [2]

Credit Scores in 12823

^ The average credit score in Cossayuna is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 12823

Credit Card Debt in 12823


  • 12823 Credit Card Debt
    • The estimated average credit card debt for 12823 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12823


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12823 Credit Scores


  • Credit Scores in 12823
    • Residents of 12823 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12823 (Cossayuna, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12823 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12823 [4]
    • 12823 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About 12823

12823 is associated with the city of Cossayuna, which is located in Washington County in the state of New York. [6]

NY Credit Cards

12823 Credit Cards

For more information about 12823 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau