Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 12945 (Lake Clear, NY)

Credit Card Debt in 12945

^ Average credit card debt in 12945 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12945

^ Based on overall New York data, the credit card delinquency rate in Lake Clear is approximately 0.59%. [2]

Credit Scores in 12945

^ The average credit score in Lake Clear is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 12945

Credit Card Debt in 12945


  • 12945 Credit Card Debt
    • The estimated average credit card debt for 12945 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12945


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


12945 Credit Scores


  • Credit Scores in 12945
    • Residents of 12945 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12945 (Lake Clear, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12945 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12945 [4]
    • 12945 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about New York

About 12945

12945 is associated with the city of Lake Clear, which is located in Franklin County in the state of New York. [6]

NY Credit Cards

12945 Credit Cards

For more information about 12945 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York


Go

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau