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Comprehensive Local Credit Card Guide

Credit Cards in 13342 (Garrattsville, NY)

Credit Card Debt in 13342

^ Average credit card debt in 13342 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 13342

^ Based on overall New York data, the credit card delinquency rate in Garrattsville is approximately 0.59%. [2]

Credit Scores in 13342

^ The average credit score in Garrattsville is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 13342

Credit Card Debt in 13342


  • 13342 Credit Card Debt
    • The estimated average credit card debt for 13342 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 13342


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13342 Credit Scores


  • Credit Scores in 13342
    • Residents of 13342 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 13342 (Garrattsville, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 13342 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 13342 [4]
    • 13342 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About 13342

13342 is associated with the city of Garrattsville, which is located in Otsego County in the state of New York. [6]

NY Credit Cards

13342 Credit Cards

For more information about 13342 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau