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Comprehensive Local Credit Card Guide

Credit Cards in 13676 (Potsdam, NY)

Credit Card Debt in 13676

^ Average credit card debt in 13676 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 13676

^ Based on overall New York data, the credit card delinquency rate in Potsdam is approximately 0.59%. [2]

Credit Scores in 13676

^ The average credit score in Potsdam is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 13676

Credit Card Debt in 13676


  • 13676 Credit Card Debt
    • The estimated average credit card debt for 13676 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 13676


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13676 Credit Scores


  • Credit Scores in 13676
    • Residents of 13676 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 13676 (Potsdam, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 13676 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 13676 [4]
    • 13676 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About 13676

13676 is associated with the city of Potsdam, which is located in St. Lawrence County in the state of New York. [6]

NY Credit Cards

13676 Credit Cards

For more information about 13676 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau