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Comprehensive Local Credit Card Guide

Credit Cards in 13780 (Guilford, NY)

Credit Card Debt in 13780

^ Average credit card debt in 13780 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 13780

^ Based on overall New York data, the credit card delinquency rate in Guilford is approximately 0.59%. [2]

Credit Scores in 13780

^ The average credit score in Guilford is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 13780

Credit Card Debt in 13780


  • 13780 Credit Card Debt
    • The estimated average credit card debt for 13780 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 13780


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13780 Credit Scores


  • Credit Scores in 13780
    • Residents of 13780 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 13780 (Guilford, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 13780 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 13780 [4]
    • 13780 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About 13780

13780 is associated with the city of Guilford, which is located in Chenango County in the state of New York. [6]

NY Credit Cards

13780 Credit Cards

For more information about 13780 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau