Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 14041 (Dayton, NY)

Credit Card Debt in 14041

^ Average credit card debt in 14041 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14041

^ Based on overall New York data, the credit card delinquency rate in Dayton is approximately 0.59%. [2]

Credit Scores in 14041

^ The average credit score in Dayton is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14041

Credit Card Debt in 14041


  • 14041 Credit Card Debt
    • The estimated average credit card debt for 14041 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14041


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


14041 Credit Scores


  • Credit Scores in 14041
    • Residents of 14041 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14041 (Dayton, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14041 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14041 [4]
    • 14041 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about New York

About 14041

14041 is associated with the city of Dayton, which is located in Cattaraugus County in the state of New York. [6]

NY Credit Cards

14041 Credit Cards

For more information about 14041 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York


Go

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau