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Comprehensive Local Credit Card Guide

Credit Cards in 14138 (South Dayton, NY)

Credit Card Debt in 14138

^ Average credit card debt in 14138 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14138

^ Based on overall New York data, the credit card delinquency rate in South Dayton is approximately 0.59%. [2]

Credit Scores in 14138

^ The average credit score in South Dayton is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14138

Credit Card Debt in 14138


  • 14138 Credit Card Debt
    • The estimated average credit card debt for 14138 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14138


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14138 Credit Scores


  • Credit Scores in 14138
    • Residents of 14138 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14138 (South Dayton, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14138 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14138 [4]
    • 14138 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About 14138

14138 is associated with the city of South Dayton, which is located in Cattaraugus County in the state of New York. [6]

NY Credit Cards

14138 Credit Cards

For more information about 14138 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau