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Comprehensive Local Credit Card Guide

Credit Cards in 14644 (Rochester, NY)

Credit Card Debt in 14644

^ Average credit card debt in 14644 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14644

^ Based on overall New York data, the credit card delinquency rate in Rochester is approximately 0.59%. [2]

Credit Scores in 14644

^ The average credit score in Rochester is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14644

Credit Card Debt in 14644


  • 14644 Credit Card Debt
    • The estimated average credit card debt for 14644 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14644


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14644 Credit Scores


  • Credit Scores in 14644
    • Residents of 14644 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14644 (Rochester, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14644 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14644 [4]
    • 14644 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About 14644

14644 is associated with the city of Rochester, which is located in Monroe County in the state of New York. [6]

NY Credit Cards

14644 Credit Cards

For more information about 14644 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau