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Comprehensive Local Credit Card Guide

Credit Cards in 14802 (Alfred, NY)

Credit Card Debt in 14802

^ Average credit card debt in 14802 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14802

^ Based on overall New York data, the credit card delinquency rate in Alfred is approximately 0.59%. [2]

Credit Scores in 14802

^ The average credit score in Alfred is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14802

Credit Card Debt in 14802


  • 14802 Credit Card Debt
    • The estimated average credit card debt for 14802 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14802


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14802 Credit Scores


  • Credit Scores in 14802
    • Residents of 14802 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14802 (Alfred, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14802 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14802 [4]
    • 14802 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About 14802

14802 is associated with the city of Alfred, which is located in Allegany County in the state of New York. [6]

NY Credit Cards

14802 Credit Cards

For more information about 14802 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau