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Comprehensive Local Credit Card Guide

New York Credit Cards

Credit Card Debt in New York

^ Average credit card debt in New York is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in New York

^ Based on overall NY data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in New York

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

New York, NY Credit Card & Personal Finance Statistics

New York Credit Card Debt


  • Credit Card Debt in New York
    • The estimated average credit card debt for New York residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

New York Credit Card Calculator


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New York Credit Scores


  • Credit Scores in New York
    • Residents of New York, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More New York, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • New York cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in New York [4]
    • New York (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About New York

New York is a city located in New York County in the state of New York, and has a population of approximately 8,175,133. [6]

NY Credit Cards

New York Credit Cards

For more information about New York credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in NY

ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau