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Comprehensive Local Credit Card Guide

Credit Cards in 27114 (Winston Salem, NC)

Credit Card Debt in 27114

^ Average credit card debt in 27114 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 27114

^ Based on overall North Carolina data, the credit card delinquency rate in Winston Salem is approximately 0.66%. [2]

Credit Scores in 27114

^ The average credit score in Winston Salem is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 27114

Credit Card Debt in 27114


  • 27114 Credit Card Debt
    • The estimated average credit card debt for 27114 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 27114


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27114 Credit Scores


  • Credit Scores in 27114
    • Residents of 27114 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 27114 (Winston Salem, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 27114 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 27114 [4]
    • 27114 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About 27114

27114 is associated with the city of Winston Salem, which is located in Forsyth County in the state of North Carolina. [6]

NC Credit Cards

27114 Credit Cards

For more information about 27114 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau