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Comprehensive Local Credit Card Guide

Credit Cards in 27516 (Chapel Hill, NC)

Credit Card Debt in 27516

^ Average credit card debt in 27516 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 27516

^ Based on overall North Carolina data, the credit card delinquency rate in Chapel Hill is approximately 0.66%. [2]

Credit Scores in 27516

^ The average credit score in Chapel Hill is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 27516

Credit Card Debt in 27516


  • 27516 Credit Card Debt
    • The estimated average credit card debt for 27516 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 27516


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27516 Credit Scores


  • Credit Scores in 27516
    • Residents of 27516 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 27516 (Chapel Hill, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 27516 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 27516 [4]
    • 27516 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About 27516

27516 is associated with the city of Chapel Hill, which is located in Orange County in the state of North Carolina. [6]

NC Credit Cards

27516 Credit Cards

For more information about 27516 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau