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Comprehensive Local Credit Card Guide

Credit Cards in 28054 (Gastonia, NC)

Credit Card Debt in 28054

^ Average credit card debt in 28054 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 28054

^ Based on overall North Carolina data, the credit card delinquency rate in Gastonia is approximately 0.66%. [2]

Credit Scores in 28054

^ The average credit score in Gastonia is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 28054

Credit Card Debt in 28054


  • 28054 Credit Card Debt
    • The estimated average credit card debt for 28054 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 28054


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28054 Credit Scores


  • Credit Scores in 28054
    • Residents of 28054 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 28054 (Gastonia, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 28054 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 28054 [4]
    • 28054 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About 28054

28054 is associated with the city of Gastonia, which is located in Gaston County in the state of North Carolina. [6]

NC Credit Cards

28054 Credit Cards

For more information about 28054 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau