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Comprehensive Local Credit Card Guide

Credit Cards in 28281 (Charlotte, NC)

Credit Card Debt in 28281

^ Average credit card debt in 28281 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 28281

^ Based on overall North Carolina data, the credit card delinquency rate in Charlotte is approximately 0.66%. [2]

Credit Scores in 28281

^ The average credit score in Charlotte is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 28281

Credit Card Debt in 28281


  • 28281 Credit Card Debt
    • The estimated average credit card debt for 28281 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 28281


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28281 Credit Scores


  • Credit Scores in 28281
    • Residents of 28281 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 28281 (Charlotte, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 28281 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 28281 [4]
    • 28281 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About 28281

28281 is associated with the city of Charlotte, which is located in Mecklenburg County in the state of North Carolina. [6]

NC Credit Cards

28281 Credit Cards

For more information about 28281 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau