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Comprehensive Local Credit Card Guide

Credit Cards in 58109 (Fargo, ND)

Credit Card Debt in 58109

^ Average credit card debt in 58109 is approximately $4,011, based on overall North Dakota data. [1]

Credit Card Delinquency in 58109

^ Based on overall North Dakota data, the credit card delinquency rate in Fargo is approximately 0.35%. [2]

Credit Scores in 58109

^ The average credit score in Fargo is approximately 721, based on collective North Dakota data. [3]

ND Credit Cards

Credit Card & Personal Finance Statistics in 58109

Credit Card Debt in 58109


  • 58109 Credit Card Debt
    • The estimated average credit card debt for 58109 residents is $4,011. [1]
    • Average credit card debt amount in North Dakota (all cities) is 19% less than the national average of $4,965.
    • Collectively, North Dakota cities rank 50th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 58109


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58109 Credit Scores


  • Credit Scores in 58109
    • Residents of 58109 (ND) have an estimated average credit score of 721. [3]
    • The average credit score in North Dakota (all cities) is 3.59% greater than the national average score of 696.
    • North Dakota collectively ranks 1st in the U.S. in average credit score of residents. [3]

More 58109 (Fargo, ND) Credit Stats

  • Credit card delinquency rates in North Dakota [2]
    • North Dakota residents (all cities) rank 51st in the U.S. with a rate that is 39% less than the national average of 0.57%.
  • Cardholders in 58109 who are more than 90 days late on payments
    • North Dakota Rate: 0.35%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 58109 [4]
    • 58109 (North Dakota) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about North Dakota

About 58109

58109 is associated with the city of Fargo, which is located in Cass County in the state of North Dakota. [6]

ND Credit Cards

58109 Credit Cards

For more information about 58109 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in North Dakota


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Cities in ND

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Dakota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau