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Comprehensive Local Credit Card Guide

Credit Cards in 38181 (Memphis, TN)

Credit Card Debt in 38181

^ Average credit card debt in 38181 is approximately $4,669, based on overall Tennessee data. [1]

Credit Card Delinquency in 38181

^ Based on overall Tennessee data, the credit card delinquency rate in Memphis is approximately 0.66%. [2]

Credit Scores in 38181

^ The average credit score in Memphis is approximately 682, based on collective Tennessee data. [3]

TN Credit Cards

Credit Card & Personal Finance Statistics in 38181

Credit Card Debt in 38181


  • 38181 Credit Card Debt
    • The estimated average credit card debt for 38181 residents is $4,669. [1]
    • Average credit card debt amount in Tennessee (all cities) is 6% less than the national average of $4,965.
    • Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 38181


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38181 Credit Scores


  • Credit Scores in 38181
    • Residents of 38181 (TN) have an estimated average credit score of 682. [3]
    • The average credit score in Tennessee (all cities) is 2.01% less than the national average score of 696.
    • Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. [3]

More 38181 (Memphis, TN) Credit Stats

  • Credit card delinquency rates in Tennessee [2]
    • Tennessee residents (all cities) rank 14th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 38181 who are more than 90 days late on payments
    • Tennessee Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 38181 [4]
    • 38181 (Tennessee) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Tennessee

About 38181

38181 is associated with the city of Memphis, which is located in Shelby County in the state of Tennessee. [6]

TN Credit Cards

38181 Credit Cards

For more information about 38181 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Tennessee


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Cities in TN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Tennessee State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau