Comprehensive Local Credit Card Guide

Credit Cards in 19802 (Wilmington, DE)

Credit Card Debt in 19802

^ Average credit card debt in 19802 is approximately $5,234, based on overall Delaware data. ^[1]

Credit Card Delinquency in 19802

^ Based on overall Delaware data, the credit card delinquency rate in Wilmington is approximately 0.65%. ^[2]

Credit Scores in 19802

^ The average credit score in Wilmington is approximately 694, based on collective Delaware data. ^[3]

Credit Card & Personal Finance Statistics in 19802

Credit Card Debt in 19802

19802 Credit Card Debt
- The estimated average credit card debt for 19802 residents is $5,234. ^[1]
- Average credit card debt amount in Delaware (all cities) is 5% greater than the national average of $4,965.
- Collectively, Delaware cities rank 13th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 19802

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19802 Credit Scores

Credit Scores in 19802
- Residents of 19802 (DE) have an estimated average credit score of 694. ^[3]
- The average credit score in Delaware (all cities) is 0.29% less than the national average score of 696.
- Delaware collectively ranks 34th in the U.S. in average credit score of residents. ^[3]

More 19802 (Wilmington, DE) Credit Stats

Credit card delinquency rates in Delaware ^[2]
- Delaware residents (all cities) rank 15th in the U.S. with a rate that is 14% greater than the national average of 0.57%.

Cardholders in 19802 who are more than 90 days late on payments
- Delaware Rate: 0.65%
- National Average: 0.57%

Statute of limitations for credit card debt in 19802 ^[4]
- 19802 (Delaware) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 19802 (Wilmington, DE)

Recent credit card complaints originating from consumers in 19802, DE. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 19802

Complaint Issue	Number of Complaints*
Incorrect information on your report	685
Improper use of your report	476
Problem with a credit reporting company's investigation	144
Problem with a company's investigation into an existing problem	128
Attempts to collect debt not owed	60
Other	182

* Total 2021 - 2024 (current)

Additional information about Delaware

About 19802

19802 is associated with the city of Wilmington, which is located in New Castle County in the state of Delaware. ^[6]

19802 Credit Cards

For more information about 19802 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Delaware

Cities in DE

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Delaware State Legislature

5. ^ Consumer financial complaints in 19802

6. ^ United States Census Bureau