Comprehensive Local Credit Card Guide

Credit Cards in 96720 (Hilo, HI)

Credit Card Debt in 96720

^ Average credit card debt in 96720 is approximately $5,141, based on overall Hawaii data. ^[1]

Credit Card Delinquency in 96720

^ Based on overall Hawaii data, the credit card delinquency rate in Hilo is approximately 0.45%. ^[2]

Credit Scores in 96720

^ The average credit score in Hilo is approximately 718, based on collective Hawaii data. ^[3]

Credit Card & Personal Finance Statistics in 96720

Credit Card Debt in 96720

96720 Credit Card Debt
- The estimated average credit card debt for 96720 residents is $5,141. ^[1]
- Average credit card debt amount in Hawaii (all cities) is 4% greater than the national average of $4,965.
- Collectively, Hawaii cities rank 17th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 96720

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96720 Credit Scores

Credit Scores in 96720
- Residents of 96720 (HI) have an estimated average credit score of 718. ^[3]
- The average credit score in Hawaii (all cities) is 3.16% greater than the national average score of 696.
- Hawaii collectively ranks 5th in the U.S. in average credit score of residents. ^[3]

More 96720 (Hilo, HI) Credit Stats

Credit card delinquency rates in Hawaii ^[2]
- Hawaii residents (all cities) rank 38th in the U.S. with a rate that is 21% less than the national average of 0.57%.

Cardholders in 96720 who are more than 90 days late on payments
- Hawaii Rate: 0.45%
- National Average: 0.57%

Statute of limitations for credit card debt in 96720 ^[4]
- 96720 (Hawaii) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 96720 (Hilo, HI)

Recent credit card complaints originating from consumers in 96720, HI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 96720

Complaint Issue	Number of Complaints*
Incorrect information on your report	74
Improper use of your report	33
Problem with a company's investigation into an existing problem	29
Problem with a credit reporting company's investigation	25
Managing an account	11
Other	68

* Total 2021 - 2024 (current)

Additional information about Hawaii

About 96720

96720 is associated with the city of Hilo, which is located in Hawaii County in the state of Hawaii. ^[6]

96720 Credit Cards

For more information about 96720 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Hawaii

Cities in HI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Hawaii State Legislature

5. ^ Consumer financial complaints in 96720

6. ^ United States Census Bureau