Comprehensive Local Credit Card Guide

Credit Cards in 96755 (Kapaau, HI)

Credit Card Debt in 96755

^ Average credit card debt in 96755 is approximately $5,141, based on overall Hawaii data. ^[1]

Credit Card Delinquency in 96755

^ Based on overall Hawaii data, the credit card delinquency rate in Kapaau is approximately 0.45%. ^[2]

Credit Scores in 96755

^ The average credit score in Kapaau is approximately 718, based on collective Hawaii data. ^[3]

Credit Card & Personal Finance Statistics in 96755

Credit Card Debt in 96755

96755 Credit Card Debt
- The estimated average credit card debt for 96755 residents is $5,141. ^[1]
- Average credit card debt amount in Hawaii (all cities) is 4% greater than the national average of $4,965.
- Collectively, Hawaii cities rank 17th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 96755

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96755 Credit Scores

Credit Scores in 96755
- Residents of 96755 (HI) have an estimated average credit score of 718. ^[3]
- The average credit score in Hawaii (all cities) is 3.16% greater than the national average score of 696.
- Hawaii collectively ranks 5th in the U.S. in average credit score of residents. ^[3]

More 96755 (Kapaau, HI) Credit Stats

Credit card delinquency rates in Hawaii ^[2]
- Hawaii residents (all cities) rank 38th in the U.S. with a rate that is 21% less than the national average of 0.57%.

Cardholders in 96755 who are more than 90 days late on payments
- Hawaii Rate: 0.45%
- National Average: 0.57%

Statute of limitations for credit card debt in 96755 ^[4]
- 96755 (Hawaii) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 96755 (Kapaau, HI)

Recent credit card complaints originating from consumers in 96755, HI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 96755

Complaint Issue	Number of Complaints*
Incorrect information on your report	124
Improper use of your report	35
Problem with a credit reporting company's investigation	18
Unable to get your credit report or credit score	6
Attempts to collect debt not owed	3
Other	5

* Total 2021 - 2024 (current)

Additional information about Hawaii

About 96755

96755 is associated with the city of Kapaau, which is located in Hawaii County in the state of Hawaii. ^[6]

96755 Credit Cards

For more information about 96755 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Hawaii

Cities in HI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Hawaii State Legislature

5. ^ Consumer financial complaints in 96755

6. ^ United States Census Bureau