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Comprehensive Local Credit Card Guide

Credit Cards in 55077 (Inver Grove Heights, MN)

Credit Card Debt in 55077

^ Average credit card debt in 55077 is approximately $4,541, based on overall Minnesota data. [1]

Credit Card Delinquency in 55077

^ Based on overall Minnesota data, the credit card delinquency rate in Inver Grove Heights is approximately 0.37%. [2]

Credit Scores in 55077

^ The average credit score in Inver Grove Heights is approximately 720, based on collective Minnesota data. [3]

MN Credit Cards

Credit Card & Personal Finance Statistics in 55077

Credit Card Debt in 55077


  • 55077 Credit Card Debt
    • The estimated average credit card debt for 55077 residents is $4,541. [1]
    • Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
    • Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 55077


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55077 Credit Scores


  • Credit Scores in 55077
    • Residents of 55077 (MN) have an estimated average credit score of 720. [3]
    • The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
    • Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]

More 55077 (Inver Grove Heights, MN) Credit Stats

  • Credit card delinquency rates in Minnesota [2]
    • Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Cardholders in 55077 who are more than 90 days late on payments
    • Minnesota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 55077 [4]
    • 55077 (Minnesota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 55077 (Inver Grove Heights, MN)

Recent credit card complaints originating from consumers in 55077, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 55077

Complaint Issue Number of Complaints*
Incorrect information on your report 21
Improper use of your report 14
Problem with a credit reporting company's investigation 6
Problem with a company's investigation into an existing problem 4
Managing an account 2
Other 5
* Total 2021 - 2024 (current)

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Additional information about Minnesota

About 55077

55077 is associated with the city of Inver Grove Heights, which is located in Dakota County in the state of Minnesota. [6]

MN Credit Cards

55077 Credit Cards

For more information about 55077 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Minnesota


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer financial complaints in 55077

6. ^ United States Census Bureau