Credit Card & Personal Finance Statistics in 55105
Credit Card Debt in 55105
- 55105 Credit Card Debt
-
- The estimated average credit card debt for 55105 residents is $4,541. [1]
- Average credit card debt amount in Minnesota (all cities) is
9% less than the national average of $4,965.
- Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 55105
55105 Credit Scores
- Credit Scores in 55105
-
- Residents of 55105 (MN) have an estimated average credit score of 720. [3]
- The average credit score in Minnesota (all cities) is
3.45% greater than the national average score of 696.
- Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]
More 55105 (Saint Paul, MN) Credit Stats
- Credit card delinquency rates in Minnesota [2]
-
- Minnesota residents (all cities) rank 48th in the U.S. with a rate that
is 35% less than the national average of 0.57%.
- Cardholders in 55105 who are more than 90 days late on payments
-
- Minnesota Rate: 0.37%
- National Average: 0.57%
- Statute of limitations for credit card debt in 55105 [4]
-
- 55105 (Minnesota) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 55105 (Saint Paul, MN)
Recent credit card complaints originating from consumers in 55105, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 55105
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
15 |
| Attempts to collect debt not owed |
5 |
| Problem with a company's investigation into an existing problem |
5 |
| Dealing with your lender or servicer |
4 |
| Improper use of your report |
4 |
| Other |
31 |
* Total 2021 - 2024 (current)
Additional information about Minnesota
About 55105
55105 is associated with the city of Saint Paul, which is located in Ramsey County in the state of Minnesota. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in Minnesota
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
