Credit Card & Personal Finance Statistics in 55128
Credit Card Debt in 55128
- 55128 Credit Card Debt
-
- The estimated average credit card debt for 55128 residents is $4,541. [1]
- Average credit card debt amount in Minnesota (all cities) is
9% less than the national average of $4,965.
- Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 55128
55128 Credit Scores
- Credit Scores in 55128
-
- Residents of 55128 (MN) have an estimated average credit score of 720. [3]
- The average credit score in Minnesota (all cities) is
3.45% greater than the national average score of 696.
- Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]
More 55128 (Saint Paul, MN) Credit Stats
- Credit card delinquency rates in Minnesota [2]
-
- Minnesota residents (all cities) rank 48th in the U.S. with a rate that
is 35% less than the national average of 0.57%.
- Cardholders in 55128 who are more than 90 days late on payments
-
- Minnesota Rate: 0.37%
- National Average: 0.57%
- Statute of limitations for credit card debt in 55128 [4]
-
- 55128 (Minnesota) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 55128 (Saint Paul, MN)
Recent credit card complaints originating from consumers in 55128, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 55128
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
68 |
| Incorrect information on your report |
64 |
| Problem with a company's investigation into an existing problem |
29 |
| Managing an account |
9 |
| Problem with a credit reporting company's investigation |
8 |
| Other |
58 |
* Total 2021 - 2024 (current)
Additional information about Minnesota
About 55128
55128 is associated with the city of Saint Paul, which is located in Washington County in the state of Minnesota. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Minnesota
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
