Credit Card & Personal Finance Statistics in 56387
Credit Card Debt in 56387
- 56387 Credit Card Debt
-
- The estimated average credit card debt for 56387 residents is $4,541. [1]
- Average credit card debt amount in Minnesota (all cities) is
9% less than the national average of $4,965.
- Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 56387
56387 Credit Scores
- Credit Scores in 56387
-
- Residents of 56387 (MN) have an estimated average credit score of 720. [3]
- The average credit score in Minnesota (all cities) is
3.45% greater than the national average score of 696.
- Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]
More 56387 (Waite Park, MN) Credit Stats
- Credit card delinquency rates in Minnesota [2]
-
- Minnesota residents (all cities) rank 48th in the U.S. with a rate that
is 35% less than the national average of 0.57%.
- Cardholders in 56387 who are more than 90 days late on payments
-
- Minnesota Rate: 0.37%
- National Average: 0.57%
- Statute of limitations for credit card debt in 56387 [4]
-
- 56387 (Minnesota) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 56387 (Waite Park, MN)
Recent credit card complaints originating from consumers in 56387, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 56387
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
10 |
| Improper use of your report |
9 |
| Attempts to collect debt not owed |
4 |
| False statements or representation |
3 |
| Problem with a credit reporting company's investigation |
2 |
| Other |
9 |
* Total 2021 - 2024 (current)
Additional information about Minnesota
About 56387
56387 is associated with the city of Waite Park, which is located in Stearns County in the state of Minnesota. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Minnesota
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
