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Comprehensive Local Credit Card Guide

Credit Cards in 56548 (Halstad, MN)

Credit Card Debt in 56548

^ Average credit card debt in 56548 is approximately $4,541, based on overall Minnesota data. [1]

Credit Card Delinquency in 56548

^ Based on overall Minnesota data, the credit card delinquency rate in Halstad is approximately 0.37%. [2]

Credit Scores in 56548

^ The average credit score in Halstad is approximately 720, based on collective Minnesota data. [3]

MN Credit Cards

Credit Card & Personal Finance Statistics in 56548

Credit Card Debt in 56548


  • 56548 Credit Card Debt
    • The estimated average credit card debt for 56548 residents is $4,541. [1]
    • Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
    • Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 56548


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56548 Credit Scores


  • Credit Scores in 56548
    • Residents of 56548 (MN) have an estimated average credit score of 720. [3]
    • The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
    • Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]

More 56548 (Halstad, MN) Credit Stats

  • Credit card delinquency rates in Minnesota [2]
    • Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Cardholders in 56548 who are more than 90 days late on payments
    • Minnesota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 56548 [4]
    • 56548 (Minnesota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 56548 (Halstad, MN)

Recent credit card complaints originating from consumers in 56548, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 56548

Complaint Issue Number of Complaints*
Applying for a mortgage or refinancing an existing mortgage 1
Problem with a company's investigation into an existing problem 1
* Total 2021 - 2024 (current)

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Additional information about Minnesota

About 56548

56548 is associated with the city of Halstad, which is located in Norman County in the state of Minnesota. [6]

MN Credit Cards

56548 Credit Cards

For more information about 56548 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Minnesota


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Cities in MN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer financial complaints in 56548

6. ^ United States Census Bureau