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Comprehensive Local Credit Card Guide

Credit Cards in 85020 (Phoenix, AZ)

Credit Card Debt in 85020

^ Average credit card debt in 85020 is approximately $5,011, based on overall Arizona data. [1]

Credit Card Delinquency in 85020

^ Based on overall Arizona data, the credit card delinquency rate in Phoenix is approximately 0.56%. [2]

Credit Scores in 85020

^ The average credit score in Phoenix is approximately 691, based on collective Arizona data. [3]

AZ Credit Cards

Credit Card & Personal Finance Statistics in 85020

Credit Card Debt in 85020


  • 85020 Credit Card Debt
    • The estimated average credit card debt for 85020 residents is $5,011. [1]
    • Average credit card debt amount in Arizona (all cities) is 1% greater than the national average of $4,965.
    • Collectively, Arizona cities rank 19th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 85020


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85020 Credit Scores


  • Credit Scores in 85020
    • Residents of 85020 (AZ) have an estimated average credit score of 691. [3]
    • The average credit score in Arizona (all cities) is 0.72% less than the national average score of 696.
    • Arizona collectively ranks 35th in the U.S. in average credit score of residents. [3]

More 85020 (Phoenix, AZ) Credit Stats

  • Credit card delinquency rates in Arizona [2]
    • Arizona residents (all cities) rank 24th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 85020 who are more than 90 days late on payments
    • Arizona Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 85020 [4]
    • 85020 (Arizona) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 85020 (Phoenix, AZ)

Recent credit card complaints originating from consumers in 85020, AZ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 85020

Complaint Issue Number of Complaints*
Incorrect information on your report 244
Improper use of your report 108
Problem with a company's investigation into an existing problem 78
Problem with a credit reporting company's investigation 54
Attempts to collect debt not owed 36
Other 118
* Total 2021 - 2024 (current)

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Additional information about Arizona

About 85020

85020 is associated with the city of Phoenix, which is located in Maricopa County in the state of Arizona. [6]

AZ Credit Cards

85020 Credit Cards

For more information about 85020 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Arizona


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Cities in AZ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arizona State Legislature

5. ^ Consumer financial complaints in 85020

6. ^ United States Census Bureau

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