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Comprehensive Local Credit Card Guide

Credit Cards in 71658 (Montrose, AR)

Credit Card Debt in 71658

^ Average credit card debt in 71658 is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in 71658

^ Based on overall Arkansas data, the credit card delinquency rate in Montrose is approximately 0.76%. [2]

Credit Scores in 71658

^ The average credit score in Montrose is approximately 683, based on collective Arkansas data. [3]

AR Credit Cards

Credit Card & Personal Finance Statistics in 71658

Credit Card Debt in 71658


  • 71658 Credit Card Debt
    • The estimated average credit card debt for 71658 residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71658


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71658 Credit Scores


  • Credit Scores in 71658
    • Residents of 71658 (AR) have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More 71658 (Montrose, AR) Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71658 who are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71658 [4]
    • 71658 (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71658 (Montrose, AR)

Recent credit card complaints originating from consumers in 71658, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 71658

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 12
Incorrect information on your report 9
Improper use of your report 1
* Total 2021 - 2024 (current)

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Additional information about Arkansas

About 71658

71658 is associated with the city of Montrose, which is located in Ashley County in the state of Arkansas. [6]

AR Credit Cards

71658 Credit Cards

For more information about 71658 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer financial complaints in 71658

6. ^ United States Census Bureau