Comprehensive Local Credit Card Guide

Credit Cards in 72032 (Conway, AR)

Credit Card Debt in 72032

^ Average credit card debt in 72032 is approximately $4,535, based on overall Arkansas data. ^[1]

Credit Card Delinquency in 72032

^ Based on overall Arkansas data, the credit card delinquency rate in Conway is approximately 0.76%. ^[2]

Credit Scores in 72032

^ The average credit score in Conway is approximately 683, based on collective Arkansas data. ^[3]

Credit Card & Personal Finance Statistics in 72032

Credit Card Debt in 72032

72032 Credit Card Debt
- The estimated average credit card debt for 72032 residents is $4,535. ^[1]
- Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
- Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 72032

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72032 Credit Scores

Credit Scores in 72032
- Residents of 72032 (AR) have an estimated average credit score of 683. ^[3]
- The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
- Arkansas collectively ranks 40th in the U.S. in average credit score of residents. ^[3]

More 72032 (Conway, AR) Credit Stats

Credit card delinquency rates in Arkansas ^[2]
- Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 72032 who are more than 90 days late on payments
- Arkansas Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 72032 ^[4]
- 72032 (Arkansas) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 72032 (Conway, AR)

Recent credit card complaints originating from consumers in 72032, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 72032

Complaint Issue	Number of Complaints*
Incorrect information on your report	100
Improper use of your report	93
Problem with a credit reporting company's investigation	72
Problem with a company's investigation into an existing problem	59
Unable to get your credit report or credit score	58
Other	81

* Total 2021 - 2024 (current)

Additional information about Arkansas

About 72032

72032 is associated with the city of Conway, which is located in Faulkner County in the state of Arkansas. ^[6]

72032 Credit Cards

For more information about 72032 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Arkansas

Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer financial complaints in 72032

6. ^ United States Census Bureau