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Comprehensive Local Credit Card Guide

Credit Cards in 72176 (Ward, AR)

Credit Card Debt in 72176

^ Average credit card debt in 72176 is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in 72176

^ Based on overall Arkansas data, the credit card delinquency rate in Ward is approximately 0.76%. [2]

Credit Scores in 72176

^ The average credit score in Ward is approximately 683, based on collective Arkansas data. [3]

AR Credit Cards

Credit Card & Personal Finance Statistics in 72176

Credit Card Debt in 72176


  • 72176 Credit Card Debt
    • The estimated average credit card debt for 72176 residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 72176


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72176 Credit Scores


  • Credit Scores in 72176
    • Residents of 72176 (AR) have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More 72176 (Ward, AR) Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 72176 who are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 72176 [4]
    • 72176 (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 72176 (Ward, AR)

Recent credit card complaints originating from consumers in 72176, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 72176

Complaint Issue Number of Complaints*
Improper use of your report 10
Dealing with your lender or servicer 1
Managing an account 1
Problem when making payments 1
Problem with a credit reporting company's investigation 1
Other 1
* Total 2021 - 2024 (current)

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Additional information about Arkansas

About 72176

72176 is associated with the city of Ward, which is located in Lonoke County in the state of Arkansas. [6]

AR Credit Cards

72176 Credit Cards

For more information about 72176 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Arkansas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer financial complaints in 72176

6. ^ United States Census Bureau