Credit Card & Personal Finance Statistics in 72908
Credit Card Debt in 72908
- 72908 Credit Card Debt
-
- The estimated average credit card debt for 72908 residents is $4,535. [1]
- Average credit card debt amount in Arkansas (all cities) is
9% less than the national average of $4,965.
- Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 72908
72908 Credit Scores
- Credit Scores in 72908
-
- Residents of 72908 (AR) have an estimated average credit score of 683. [3]
- The average credit score in Arkansas (all cities) is
1.87% less than the national average score of 696.
- Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]
More 72908 (Fort Smith, AR) Credit Stats
- Credit card delinquency rates in Arkansas [2]
-
- Arkansas residents (all cities) rank 3rd in the U.S. with a rate that
is 33% greater than the national average of 0.57%.
- Cardholders in 72908 who are more than 90 days late on payments
-
- Arkansas Rate: 0.76%
- National Average: 0.57%
- Statute of limitations for credit card debt in 72908 [4]
-
- 72908 (Arkansas) Law: 5 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 72908 (Fort Smith, AR)
Recent credit card complaints originating from consumers in 72908, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 72908
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
33 |
| Attempts to collect debt not owed |
5 |
| Improper use of your report |
4 |
| Communication tactics |
2 |
| Threatened to contact someone or share information improperly |
2 |
| Other |
4 |
* Total 2021 - 2024 (current)
Additional information about Arkansas
About 72908
72908 is associated with the city of Fort Smith, which is located in Sebastian County in the state of Arkansas. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Arkansas
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
