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Comprehensive Local Credit Card Guide

Credit Cards in 80228 (Denver, CO)

Credit Card Debt in 80228

^ Average credit card debt in 80228 is approximately $5,625, based on overall Colorado data. [1]

Credit Card Delinquency in 80228

^ Based on overall Colorado data, the credit card delinquency rate in Denver is approximately 0.45%. [2]

Credit Scores in 80228

^ The average credit score in Denver is approximately 713, based on collective Colorado data. [3]

CO Credit Cards

Credit Card & Personal Finance Statistics in 80228

Credit Card Debt in 80228


  • 80228 Credit Card Debt
    • The estimated average credit card debt for 80228 residents is $5,625. [1]
    • Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 80228


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80228 Credit Scores


  • Credit Scores in 80228
    • Residents of 80228 (CO) have an estimated average credit score of 713. [3]
    • The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
    • Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]

More 80228 (Denver, CO) Credit Stats

  • Credit card delinquency rates in Colorado [2]
    • Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 80228 who are more than 90 days late on payments
    • Colorado Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 80228 [4]
    • 80228 (Colorado) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 80228 (Denver, CO)

Recent credit card complaints originating from consumers in 80228, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 80228

Complaint Issue Number of Complaints*
Incorrect information on your report 77
Improper use of your report 41
Problem with a credit reporting company's investigation 14
Attempts to collect debt not owed 11
Trouble during payment process 6
Other 62
* Total 2021 - 2024 (current)

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Additional information about Colorado

About 80228

80228 is associated with the city of Denver, which is located in Jefferson County in the state of Colorado. [6]

CO Credit Cards

80228 Credit Cards

For more information about 80228 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Colorado


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Cities in CO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer financial complaints in 80228

6. ^ United States Census Bureau