Comprehensive Local Credit Card Guide

Credit Cards in 80421 (Bailey, CO)

Credit Card Debt in 80421

^ Average credit card debt in 80421 is approximately $5,625, based on overall Colorado data. ^[1]

Credit Card Delinquency in 80421

^ Based on overall Colorado data, the credit card delinquency rate in Bailey is approximately 0.45%. ^[2]

Credit Scores in 80421

^ The average credit score in Bailey is approximately 713, based on collective Colorado data. ^[3]

Credit Card & Personal Finance Statistics in 80421

Credit Card Debt in 80421

80421 Credit Card Debt
- The estimated average credit card debt for 80421 residents is $5,625. ^[1]
- Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
- Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 80421

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80421 Credit Scores

Credit Scores in 80421
- Residents of 80421 (CO) have an estimated average credit score of 713. ^[3]
- The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
- Colorado collectively ranks 12th in the U.S. in average credit score of residents. ^[3]

More 80421 (Bailey, CO) Credit Stats

Credit card delinquency rates in Colorado ^[2]
- Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.

Cardholders in 80421 who are more than 90 days late on payments
- Colorado Rate: 0.45%
- National Average: 0.57%

Statute of limitations for credit card debt in 80421 ^[4]
- 80421 (Colorado) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 80421 (Bailey, CO)

Recent credit card complaints originating from consumers in 80421, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 80421

Complaint Issue	Number of Complaints*
Other features, terms, or problems	2
Written notification about debt	2
Applying for a mortgage or refinancing an existing mortgage	1
Incorrect information on your report	1
Problem with a lender or other company charging your account	1
Other	2

* Total 2021 - 2024 (current)

Additional information about Colorado

About 80421

80421 is associated with the city of Bailey, which is located in Park County in the state of Colorado. ^[6]

80421 Credit Cards

For more information about 80421 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Colorado

Cities in CO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer financial complaints in 80421

6. ^ United States Census Bureau