Comprehensive Local Credit Card Guide

Credit Cards in 80640 (Henderson, CO)

Credit Card Debt in 80640

^ Average credit card debt in 80640 is approximately $5,625, based on overall Colorado data. ^[1]

Credit Card Delinquency in 80640

^ Based on overall Colorado data, the credit card delinquency rate in Henderson is approximately 0.45%. ^[2]

Credit Scores in 80640

^ The average credit score in Henderson is approximately 713, based on collective Colorado data. ^[3]

Credit Card & Personal Finance Statistics in 80640

Credit Card Debt in 80640

80640 Credit Card Debt
- The estimated average credit card debt for 80640 residents is $5,625. ^[1]
- Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
- Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 80640

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80640 Credit Scores

Credit Scores in 80640
- Residents of 80640 (CO) have an estimated average credit score of 713. ^[3]
- The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
- Colorado collectively ranks 12th in the U.S. in average credit score of residents. ^[3]

More 80640 (Henderson, CO) Credit Stats

Credit card delinquency rates in Colorado ^[2]
- Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.

Cardholders in 80640 who are more than 90 days late on payments
- Colorado Rate: 0.45%
- National Average: 0.57%

Statute of limitations for credit card debt in 80640 ^[4]
- 80640 (Colorado) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 80640 (Henderson, CO)

Recent credit card complaints originating from consumers in 80640, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 80640

Complaint Issue	Number of Complaints*
Problem with a company's investigation into an existing problem	6
Improper use of your report	4
Incorrect information on your report	3
Problem with a purchase shown on your statement	3
Attempts to collect debt not owed	2
Other	5

* Total 2021 - 2024 (current)

Additional information about Colorado

About 80640

80640 is associated with the city of Henderson, which is located in Adams County in the state of Colorado. ^[6]

80640 Credit Cards

For more information about 80640 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Colorado

Cities in CO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer financial complaints in 80640

6. ^ United States Census Bureau