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Comprehensive Local Credit Card Guide

Credit Cards in 81235 (Lake City, CO)

Credit Card Debt in 81235

^ Average credit card debt in 81235 is approximately $5,625, based on overall Colorado data. [1]

Credit Card Delinquency in 81235

^ Based on overall Colorado data, the credit card delinquency rate in Lake City is approximately 0.45%. [2]

Credit Scores in 81235

^ The average credit score in Lake City is approximately 713, based on collective Colorado data. [3]

CO Credit Cards

Credit Card & Personal Finance Statistics in 81235

Credit Card Debt in 81235


  • 81235 Credit Card Debt
    • The estimated average credit card debt for 81235 residents is $5,625. [1]
    • Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 81235


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81235 Credit Scores


  • Credit Scores in 81235
    • Residents of 81235 (CO) have an estimated average credit score of 713. [3]
    • The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
    • Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]

More 81235 (Lake City, CO) Credit Stats

  • Credit card delinquency rates in Colorado [2]
    • Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 81235 who are more than 90 days late on payments
    • Colorado Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 81235 [4]
    • 81235 (Colorado) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 81235 (Lake City, CO)

Recent credit card complaints originating from consumers in 81235, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 81235

Complaint Issue Number of Complaints*
Fees or interest 1
* Total 2021 - 2024 (current)

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Additional information about Colorado

About 81235

81235 is associated with the city of Lake City, which is located in Hinsdale County in the state of Colorado. [6]

CO Credit Cards

81235 Credit Cards

For more information about 81235 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Colorado


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Cities in CO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer financial complaints in 81235

6. ^ United States Census Bureau