Credit Card & Personal Finance Statistics in 81240
Credit Card Debt in 81240
- 81240 Credit Card Debt
-
- The estimated average credit card debt for 81240 residents is $5,625. [1]
- Average credit card debt amount in Colorado (all cities) is
13% greater than the national average of $4,965.
- Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 81240
81240 Credit Scores
- Credit Scores in 81240
-
- Residents of 81240 (CO) have an estimated average credit score of 713. [3]
- The average credit score in Colorado (all cities) is
2.44% greater than the national average score of 696.
- Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]
More 81240 (Penrose, CO) Credit Stats
- Credit card delinquency rates in Colorado [2]
-
- Colorado residents (all cities) rank 37th in the U.S. with a rate that
is 21% less than the national average of 0.57%.
- Cardholders in 81240 who are more than 90 days late on payments
-
- Colorado Rate: 0.45%
- National Average: 0.57%
- Statute of limitations for credit card debt in 81240 [4]
-
- 81240 (Colorado) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 81240 (Penrose, CO)
Recent credit card complaints originating from consumers in 81240, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 81240
Complaint Issue |
Number of Complaints* |
Improper use of your report |
3 |
Problem with a company's investigation into an existing problem |
3 |
Opening an account |
1 |
Struggling to pay your loan |
1 |
Trouble during payment process |
1 |
* Total 2021 - 2024 (current)
Additional information about Colorado
About 81240
81240 is associated with the city of Penrose, which is located in Fremont County in the state of Colorado. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Colorado
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax