Credit Card & Personal Finance Statistics in 81503
Credit Card Debt in 81503
- 81503 Credit Card Debt
-
- The estimated average credit card debt for 81503 residents is $5,625. [1]
- Average credit card debt amount in Colorado (all cities) is
13% greater than the national average of $4,965.
- Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 81503
81503 Credit Scores
- Credit Scores in 81503
-
- Residents of 81503 (CO) have an estimated average credit score of 713. [3]
- The average credit score in Colorado (all cities) is
2.44% greater than the national average score of 696.
- Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]
More 81503 (Grand Junction, CO) Credit Stats
- Credit card delinquency rates in Colorado [2]
-
- Colorado residents (all cities) rank 37th in the U.S. with a rate that
is 21% less than the national average of 0.57%.
- Cardholders in 81503 who are more than 90 days late on payments
-
- Colorado Rate: 0.45%
- National Average: 0.57%
- Statute of limitations for credit card debt in 81503 [4]
-
- 81503 (Colorado) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 81503 (Grand Junction, CO)
Recent credit card complaints originating from consumers in 81503, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 81503
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
9 |
| Closing an account |
3 |
| Closing on a mortgage |
3 |
| Improper use of your report |
3 |
| Problem with a credit reporting company's investigation |
3 |
| Other |
5 |
* Total 2021 - 2024 (current)
Additional information about Colorado
About 81503
81503 is associated with the city of Grand Junction, which is located in Mesa County in the state of Colorado. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in Colorado
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
