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Comprehensive Local Credit Card Guide

Credit Cards in 96716 (Hanapepe, HI)

Credit Card Debt in 96716

^ Average credit card debt in 96716 is approximately $5,141, based on overall Hawaii data. [1]

Credit Card Delinquency in 96716

^ Based on overall Hawaii data, the credit card delinquency rate in Hanapepe is approximately 0.45%. [2]

Credit Scores in 96716

^ The average credit score in Hanapepe is approximately 718, based on collective Hawaii data. [3]

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Credit Card & Personal Finance Statistics in 96716

Credit Card Debt in 96716


  • 96716 Credit Card Debt
    • The estimated average credit card debt for 96716 residents is $5,141. [1]
    • Average credit card debt amount in Hawaii (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Hawaii cities rank 17th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 96716


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96716 Credit Scores


  • Credit Scores in 96716
    • Residents of 96716 (HI) have an estimated average credit score of 718. [3]
    • The average credit score in Hawaii (all cities) is 3.16% greater than the national average score of 696.
    • Hawaii collectively ranks 5th in the U.S. in average credit score of residents. [3]

More 96716 (Hanapepe, HI) Credit Stats

  • Credit card delinquency rates in Hawaii [2]
    • Hawaii residents (all cities) rank 38th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 96716 who are more than 90 days late on payments
    • Hawaii Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 96716 [4]
    • 96716 (Hawaii) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 96716 (Hanapepe, HI)

Recent credit card complaints originating from consumers in 96716, HI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 96716

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 3
Dealing with your lender or servicer 2
Incorrect information on your report 1
* Total 2021 - 2024 (current)

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Additional information about Hawaii

About 96716

96716 is associated with the city of Hanapepe, which is located in Kauai County in the state of Hawaii. [6]

HI Credit Cards

96716 Credit Cards

For more information about 96716 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Hawaii State Legislature

5. ^ Consumer financial complaints in 96716

6. ^ United States Census Bureau