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Comprehensive Local Credit Card Guide

Credit Cards in 96721 (Hilo, HI)

Credit Card Debt in 96721

^ Average credit card debt in 96721 is approximately $5,141, based on overall Hawaii data. [1]

Credit Card Delinquency in 96721

^ Based on overall Hawaii data, the credit card delinquency rate in Hilo is approximately 0.45%. [2]

Credit Scores in 96721

^ The average credit score in Hilo is approximately 718, based on collective Hawaii data. [3]

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Credit Card & Personal Finance Statistics in 96721

Credit Card Debt in 96721


  • 96721 Credit Card Debt
    • The estimated average credit card debt for 96721 residents is $5,141. [1]
    • Average credit card debt amount in Hawaii (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Hawaii cities rank 17th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 96721


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96721 Credit Scores


  • Credit Scores in 96721
    • Residents of 96721 (HI) have an estimated average credit score of 718. [3]
    • The average credit score in Hawaii (all cities) is 3.16% greater than the national average score of 696.
    • Hawaii collectively ranks 5th in the U.S. in average credit score of residents. [3]

More 96721 (Hilo, HI) Credit Stats

  • Credit card delinquency rates in Hawaii [2]
    • Hawaii residents (all cities) rank 38th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 96721 who are more than 90 days late on payments
    • Hawaii Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 96721 [4]
    • 96721 (Hawaii) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 96721 (Hilo, HI)

Recent credit card complaints originating from consumers in 96721, HI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 96721

Complaint Issue Number of Complaints*
Incorrect information on your report 3
Trouble during payment process 3
Getting the loan 1
Problem with a lender or other company charging your account 1
Struggling to pay your loan 1
* Total 2021 - 2024 (current)

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Additional information about Hawaii

About 96721

96721 is associated with the city of Hilo, which is located in Hawaii County in the state of Hawaii. [6]

HI Credit Cards

96721 Credit Cards

For more information about 96721 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Hawaii


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Cities in HI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Hawaii State Legislature

5. ^ Consumer financial complaints in 96721

6. ^ United States Census Bureau