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Comprehensive Local Credit Card Guide

Credit Cards in 96795 (Waimanalo, HI)

Credit Card Debt in 96795

^ Average credit card debt in 96795 is approximately $5,141, based on overall Hawaii data. [1]

Credit Card Delinquency in 96795

^ Based on overall Hawaii data, the credit card delinquency rate in Waimanalo is approximately 0.45%. [2]

Credit Scores in 96795

^ The average credit score in Waimanalo is approximately 718, based on collective Hawaii data. [3]

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Credit Card & Personal Finance Statistics in 96795

Credit Card Debt in 96795


  • 96795 Credit Card Debt
    • The estimated average credit card debt for 96795 residents is $5,141. [1]
    • Average credit card debt amount in Hawaii (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Hawaii cities rank 17th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 96795


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96795 Credit Scores


  • Credit Scores in 96795
    • Residents of 96795 (HI) have an estimated average credit score of 718. [3]
    • The average credit score in Hawaii (all cities) is 3.16% greater than the national average score of 696.
    • Hawaii collectively ranks 5th in the U.S. in average credit score of residents. [3]

More 96795 (Waimanalo, HI) Credit Stats

  • Credit card delinquency rates in Hawaii [2]
    • Hawaii residents (all cities) rank 38th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 96795 who are more than 90 days late on payments
    • Hawaii Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 96795 [4]
    • 96795 (Hawaii) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 96795 (Waimanalo, HI)

Recent credit card complaints originating from consumers in 96795, HI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 96795

Complaint Issue Number of Complaints*
Incorrect information on your report 1
Money was not available when promised 1
Problem with a credit reporting company's investigation 1
Threatened to contact someone or share information improperly 1
* Total 2021 - 2024 (current)

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Additional information about Hawaii

About 96795

96795 is associated with the city of Waimanalo, which is located in Honolulu County in the state of Hawaii. [6]

HI Credit Cards

96795 Credit Cards

For more information about 96795 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Hawaii


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Hawaii State Legislature

5. ^ Consumer financial complaints in 96795

6. ^ United States Census Bureau