Comprehensive Local Credit Card Guide

Credit Cards in 60563 (Naperville, IL)

Credit Card Debt in 60563

^ Average credit card debt in 60563 is approximately $5,166, based on overall Illinois data. ^[1]

Credit Card Delinquency in 60563

^ Based on overall Illinois data, the credit card delinquency rate in Naperville is approximately 0.54%. ^[2]

Credit Scores in 60563

^ The average credit score in Naperville is approximately 703, based on collective Illinois data. ^[3]

Credit Card & Personal Finance Statistics in 60563

Credit Card Debt in 60563

60563 Credit Card Debt
- The estimated average credit card debt for 60563 residents is $5,166. ^[1]
- Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
- Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 60563

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60563 Credit Scores

Credit Scores in 60563
- Residents of 60563 (IL) have an estimated average credit score of 703. ^[3]
- The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
- Illinois collectively ranks 26th in the U.S. in average credit score of residents. ^[3]

More 60563 (Naperville, IL) Credit Stats

Credit card delinquency rates in Illinois ^[2]
- Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Cardholders in 60563 who are more than 90 days late on payments
- Illinois Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in 60563 ^[4]
- 60563 (Illinois) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 60563 (Naperville, IL)

Recent credit card complaints originating from consumers in 60563, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 60563

Complaint Issue	Number of Complaints*
Incorrect information on your report	523
Improper use of your report	192
Problem with a company's investigation into an existing problem	107
Problem with a credit reporting company's investigation	57
Attempts to collect debt not owed	27
Other	105

* Total 2021 - 2024 (current)

Additional information about Illinois

About 60563

60563 is associated with the city of Naperville, which is located in DuPage County in the state of Illinois. ^[6]

60563 Credit Cards

For more information about 60563 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Illinois

Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 60563

6. ^ United States Census Bureau