Comprehensive Local Credit Card Guide

Credit Cards in 60613 (Chicago, IL)

Credit Card Debt in 60613

^ Average credit card debt in 60613 is approximately $5,166, based on overall Illinois data. ^[1]

Credit Card Delinquency in 60613

^ Based on overall Illinois data, the credit card delinquency rate in Chicago is approximately 0.54%. ^[2]

Credit Scores in 60613

^ The average credit score in Chicago is approximately 703, based on collective Illinois data. ^[3]

Credit Card & Personal Finance Statistics in 60613

Credit Card Debt in 60613

60613 Credit Card Debt
- The estimated average credit card debt for 60613 residents is $5,166. ^[1]
- Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
- Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 60613

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60613 Credit Scores

Credit Scores in 60613
- Residents of 60613 (IL) have an estimated average credit score of 703. ^[3]
- The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
- Illinois collectively ranks 26th in the U.S. in average credit score of residents. ^[3]

More 60613 (Chicago, IL) Credit Stats

Credit card delinquency rates in Illinois ^[2]
- Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Cardholders in 60613 who are more than 90 days late on payments
- Illinois Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in 60613 ^[4]
- 60613 (Illinois) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 60613 (Chicago, IL)

Recent credit card complaints originating from consumers in 60613, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 60613

Complaint Issue	Number of Complaints*
Incorrect information on your report	222
Improper use of your report	149
Problem with a credit reporting company's investigation	46
Attempts to collect debt not owed	42
Problem with a company's investigation into an existing problem	40
Other	173

* Total 2021 - 2024 (current)

Additional information about Illinois

About 60613

60613 is associated with the city of Chicago, which is located in Cook County in the state of Illinois. ^[6]

60613 Credit Cards

For more information about 60613 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Illinois

Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 60613

6. ^ United States Census Bureau