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Comprehensive Local Credit Card Guide

Credit Cards in 61053 (Mount Carroll, IL)

Credit Card Debt in 61053

^ Average credit card debt in 61053 is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in 61053

^ Based on overall Illinois data, the credit card delinquency rate in Mount Carroll is approximately 0.54%. [2]

Credit Scores in 61053

^ The average credit score in Mount Carroll is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Credit Card & Personal Finance Statistics in 61053

Credit Card Debt in 61053


  • 61053 Credit Card Debt
    • The estimated average credit card debt for 61053 residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 61053


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61053 Credit Scores


  • Credit Scores in 61053
    • Residents of 61053 (IL) have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More 61053 (Mount Carroll, IL) Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 61053 who are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 61053 [4]
    • 61053 (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 61053 (Mount Carroll, IL)

Recent credit card complaints originating from consumers in 61053, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 61053

Complaint Issue Number of Complaints*
Improper use of your report 3
Incorrect information on your report 2
Managing an account 1
* Total 2021 - 2024 (current)

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Additional information about Illinois

About 61053

61053 is associated with the city of Mount Carroll, which is located in Carroll County in the state of Illinois. [6]

IL Credit Cards

61053 Credit Cards

For more information about 61053 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

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Other ZIP Codes in Illinois


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Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 61053

6. ^ United States Census Bureau