Comprehensive Local Credit Card Guide

Credit Cards in 61761 (Normal, IL)

Credit Card Debt in 61761

^ Average credit card debt in 61761 is approximately $5,166, based on overall Illinois data. ^[1]

Credit Card Delinquency in 61761

^ Based on overall Illinois data, the credit card delinquency rate in Normal is approximately 0.54%. ^[2]

Credit Scores in 61761

^ The average credit score in Normal is approximately 703, based on collective Illinois data. ^[3]

Credit Card & Personal Finance Statistics in 61761

Credit Card Debt in 61761

61761 Credit Card Debt
- The estimated average credit card debt for 61761 residents is $5,166. ^[1]
- Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
- Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 61761

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61761 Credit Scores

Credit Scores in 61761
- Residents of 61761 (IL) have an estimated average credit score of 703. ^[3]
- The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
- Illinois collectively ranks 26th in the U.S. in average credit score of residents. ^[3]

More 61761 (Normal, IL) Credit Stats

Credit card delinquency rates in Illinois ^[2]
- Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Cardholders in 61761 who are more than 90 days late on payments
- Illinois Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in 61761 ^[4]
- 61761 (Illinois) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 61761 (Normal, IL)

Recent credit card complaints originating from consumers in 61761, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 61761

Complaint Issue	Number of Complaints*
Incorrect information on your report	162
Improper use of your report	114
Problem with a credit reporting company's investigation	52
Problem with a company's investigation into an existing problem	39
Attempts to collect debt not owed	15
Other	63

* Total 2021 - 2024 (current)

Additional information about Illinois

About 61761

61761 is associated with the city of Normal, which is located in McLean County in the state of Illinois. ^[6]

61761 Credit Cards

For more information about 61761 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Illinois

Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 61761

6. ^ United States Census Bureau