Comprehensive Local Credit Card Guide

Credit Cards in 62269 (O Fallon, IL)

Credit Card Debt in 62269

^ Average credit card debt in 62269 is approximately $5,166, based on overall Illinois data. ^[1]

Credit Card Delinquency in 62269

^ Based on overall Illinois data, the credit card delinquency rate in O Fallon is approximately 0.54%. ^[2]

Credit Scores in 62269

^ The average credit score in O Fallon is approximately 703, based on collective Illinois data. ^[3]

Credit Card & Personal Finance Statistics in 62269

Credit Card Debt in 62269

62269 Credit Card Debt
- The estimated average credit card debt for 62269 residents is $5,166. ^[1]
- Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
- Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 62269

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62269 Credit Scores

Credit Scores in 62269
- Residents of 62269 (IL) have an estimated average credit score of 703. ^[3]
- The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
- Illinois collectively ranks 26th in the U.S. in average credit score of residents. ^[3]

More 62269 (O Fallon, IL) Credit Stats

Credit card delinquency rates in Illinois ^[2]
- Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Cardholders in 62269 who are more than 90 days late on payments
- Illinois Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in 62269 ^[4]
- 62269 (Illinois) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 62269 (O Fallon, IL)

Recent credit card complaints originating from consumers in 62269, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 62269

Complaint Issue	Number of Complaints*
Incorrect information on your report	218
Improper use of your report	111
Problem with a company's investigation into an existing problem	75
Problem with a credit reporting company's investigation	30
Attempts to collect debt not owed	16
Other	75

* Total 2021 - 2024 (current)

Additional information about Illinois

About 62269

62269 is associated with the city of O Fallon, which is located in St. Clair County in the state of Illinois. ^[6]

62269 Credit Cards

For more information about 62269 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Illinois

Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 62269

6. ^ United States Census Bureau